Businesses
An active company can be confronted with events that can damage its results and even its future existence. Consequently, a company (natural person or company) must insure itself against unforeseen setbacks such as illness, fire, accidents at work, etc. Not all companies and sectors run the same risks. However, some insurance policies are mandatory, while others are strongly recommended.
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LiabilityAs you start your own company, you have to make sure that you are well insured. But is there something like a 'standard package' of insurances for starting companies? Every company is different and has his own risks.
Make an appointment and we will have a look at your specific situation.
- Third-party liability insurance
- Professional liability insurance
- Director's liabilty insurance
- Third-party liability insurance for medical professions
- Ten year liability insurance
- Legal assistance insurance
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PatrimonyThe chances of survival of your company depend in part on the building in which your company is located. That is why you want to protect and insure that property as well as possible in case it should go wrong. Which insurance do you need?
- Multi risk insurance for your business property
- Cover decrease in your operating result
- Insure items against all risk
- Theft insurance
- Insure the goods you're transporting
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MobilityAccidents can happen fast. Hit the road worry free with our insurance for company vehicles. Put together your own package: from compulsory third-party liability insurance to a fully comprehensive insurance and an assistance insurance and a road traffic accident insurance for drivers.Make an appointment and we will have a look at your specific situation.- Company car
- Light goods vehicle
- Trucks
- Company vehicles
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Staff and other helpersAnyone can become the victim of a workplace accident at any time. That’s why you, as a business owner and employer, are required by law to take out work accident insurance. KBC Commercial Employee Insurance extends beyond just the legal requirements: we offer supplementary cover that provides you, your employees and assistants with extra protection.
As a company manager, you want to keep your colleagues motivated. Should you raise their gross salaries? Maybe, but they will not receive the same amount after tax. The KBC Team Benefit Plan enables you to offer your employees a beneficial alternative. It is a simple way to organise a high quality supplementary pension policy for your employees. Not only that, but during their careers they benefit from additional security due to the supplementary insurance cover. Your employees keep twice as much as they would from a pay raise. And your benefit? You safeguard the future of your staff and your company.
Make an appointment and we will have a look at your specific situation.
- The compulsory work accident Insurance, Extra protection for your higher-paid employees, Recovery of wages following a work-related accident, Personal assistance for work-related travel, Accidents occurring in your employee’s private life
- Group Insurance with build-up supplementary pension, Death cover and guarenteed incomethe compulsory work accident insurance
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PensionAs a self-employed businessperson, you’re no doubt occupied with your firm every day. But do you give enough thought to your own financial future?
Make an appointment and we will have a look at your specific situation.
- IPS - only for self-employed business managers of a company
- VSPSS - Voluntary Supplementary Pension Scheme for the Self-Employed
- SPPA - The Pension Agreement for the Self-employed without a company
- NIHDI - Pension plans for independent medical professionals
- Social VSPSS
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Health insuranceWith KBC Group Hospitalisation Insurance, your employees’ medical bills are covered in the event of hospitalisation due to illness, childbirth, pregnancy complications or an accident. It offers an attractive supplementary benefit for your staff and a benefit for you, since you will be exempt from paying social security contributions on the premiums.KBC Group Hospitalisation Insurance covers you and your staff. The insurance contract runs for a term of one year and is tacitly renewed for the same term unless it is cancelled. Your employees may also insure their cohabiting partner and unmarried children under 25.We like to give you more details about following insurances:
- Group Hospitalisation
- Group Hospitalisation